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AppTech Payments Corp: A platform that is setting the gold standard for delivering continuous digital financial innovation

AppTech Payments Corp: A platform that is setting the gold standard for delivering continuous digital financial innovation

One of the undeniable benefits of the fast-paced advancements this world has seen has been technology. The magnificent benefits technology has provided have changed the landscape of business forever. From the entertainment industry to the financial industry, technology has paved the way for simplifying and speeding processes with security and convenience at the helm of it all.

Innovation and advancements have especially played a large role in establishing the financial technology industry, widely known as Fintech. It refers to software, mobile applications, and any other form of technology that is made to improve or automate finance for consumers or companies. A common and popular example and result of Fintech is mobile banking or mobile payment apps. Through these forms of Fintech, digital banking has been made hassle-free and easier to use than ever before. In broader terms, financial technology attempts to streamline the transaction process, excluding all the unnecessary steps that all parties are usually involved in. There are a variety of different Fintech companies on the market; however, few use innovation to its full potential. It is important to take into consideration the time and expertise of a company to determine whether they have what it takes to stand the test of time.

AppTech Payments Corp. was established to be an innovative Fintech company with a mission to provide businesses with a way to deliver a better immersive commerce experience for their customers. They combined technology and financial expertise to set a gold standard for digital financial innovation. Through their seamless Commerce Experience-as-a-Service (CXS), they deliver a highly efficient, secure, scalable, digital banking service along with other services to build and expand businesses while simultaneously giving businesses a boost in economic convenience that helps give their company an upper hand.

CIO Bulletin had the opportunity to talk to Thomas DeRosa, Executive Director of Product and Project Management at AppTech Payment’s Corp. about the innovative ways the company has grown to become as successful as it is.

Q. What inspired the birth of AppTech Payments Corp., and how has the company evolved over the years?

AppTech Payments Corp. was founded by our patented technologies. Our original Mobile Commerce portfolio presented an opportunity to monetize and revolutionize existing business workflows. Since our founding in 2013, we’ve strategically expanded our technological capabilities, enabling consumer-centric platforms that empower individuals to transact more freely while concurrently creating new revenue streams for merchants. This journey has been marked by continuous innovation and adaptability to the changing landscape of the Fintech industry.

Q. In today’s saturated Fintech landscape, how does AppTech Payments Corp. distinguish itself from the competition?

Our differentiator lies in our unwavering commitment to our patented technology and our unique approach to the merchant environment. We’ve developed innovative workflows that not only expand existing processes but also enhance merchant options and revenues. Our core strategy involves deeply understanding our customers and addressing their longstanding challenges — challenges that were previously considered inevitable costs of doing business.

Q. Could you share AppTech Payments Corp.’s approach to fostering innovation?

Our approach to innovation is rooted in listening to the market and comprehending the intricacies of each specialized payment channel. We assemble multiple dedicated development teams, each possessing unique skill sets and expertise in distinct technologies. This diverse approach encourages unconventional thinking, allowing us to explore innovative solutions to established problems, a departure from the typical confines of traditional payment processing companies.

Q. In the fast-evolving Fintech sector, how does AppTech Payments Corp. stay at the forefront of innovation?

To maintain our innovative edge, we actively monitor the competitive landscape and collaborate with international partners. This approach enables us to discover new talents and thought leaders who identify and resolve challenges that might elude a traditional processing company. It’s important to note that this isn’t merely outsourcing development but forming strategic partnerships with international business leaders.

Q. Could you elaborate on AppTech’s CommerseTM platform and its unique innovative elements?

Our CommerseTM platform serves as the central hub for leveraging all our patented technology. What sets it apart is the innovation embedded within the technology itself. These innovations aren’t replicated elsewhere in the market, giving our users a distinct advantage when it comes to payment solutions.

Q. Is there anything significant happening within AppTech Payments Corp. that you’d like us to highlight?

AppTech is perpetually in the process of developing new partnerships with specialty firms. We anticipate that forthcoming product releases, scheduled for the coming months, may have a transformative impact on our industry. Our unique approach to payments, refined through specialized verticals, continues to drive innovation, and we look forward to sharing more about these exciting developments.

Q. What are AppTech Payments Corp.’s plans for the future?

As a publicly traded company, I must exercise caution in my response. However, I can share that the expansion of our management and development teams will equip us with capabilities that surpass anything we’ve seen in the past. This growth positions us to pursue a future of continued innovation and advancement within the payment technology sector.

A brief bio of the Executive Director of Product and Project Management

Drawing upon a wealth of experience spanning over three decades, Thomas DeRosa, the Executive Director of Product and Project Management at AppTech, stands out for his exceptional achievements in developing cutting-edge enterprise platforms across a diverse range of industries, including travel, healthcare, telecommunications, insurance, Fintech, and payments.

Recognized as a pioneer in travel industry technology, he has led the creation of innovative solutions that directly impact profitability, leveraging his extensive expertise in payment services and marketing monetization.

His unwavering focus on profitability and revenue has resulted in the successful development of products and a management style tailored to achieving sustainable growth and financial success. With an unparalleled track record of accomplishments, DeRosa continues to inspire and lead with vision, ensuring his impact resonates throughout the industry and beyond.

“Our differentiator lies in our unwavering commitment to our patented technology and our unique approach to the merchant environment.”


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