Diligence Wealth Management, LLC, is a trusted fiduciary financial advisory firm renowned for its comprehensive suite of services, including financial planning, investing, and insurance solutions. Serving as dedicated investment consultants, they specialize in assisting families and small businesses with essential needs such as retirement planning, life insurance, and wealth management services.

With a commitment to their clients' financial well-being, Diligence Wealth Management offers personalized and expert guidance in navigating the complex landscape of financial planning. Their fiduciary status ensures that clients' interests are paramount, making them a reliable partner for individuals and businesses seeking tailored solutions for their unique financial goals. Whether it's securing a stable retirement, safeguarding loved ones through strategic insurance planning, or managing and growing wealth, their team of professionals is dedicated to providing thoughtful and informed advice.

Driven by a passion for empowering their clients, Diligence Wealth Management goes beyond traditional financial advisory services. They strive to build enduring relationships, understanding each client's aspirations, challenges, and dreams. Through meticulous planning, prudent investing, and personalized insurance strategies, they help clients achieve financial security and peace of mind. With their unwavering commitment to excellence, the company stands as an example of trust and reliability in the realm of financial advisory services.

In their suite of offerings, Diligence Wealth Management, LLC provides three distinct service packages tailored to meet diverse financial needs:

CORE Services: At a flat fee of $475, Diligence Wealth Management, LLC offers a comprehensive array of services under their CORE package. This includes a thorough review of goals and objectives, in-depth cash flow and budgeting analysis, assessment of risk tolerance, setting financial goals, managing debts, establishing savings goals, and evaluating real estate holdings. The package also encompasses a meticulous review of life insurance policies, Social Security analysis, retirement projections, and long-term care insurance planning. Clients opting for this service receive the added benefit of including any necessary follow-up emails or calls for clarifications, ensuring a holistic understanding of the discussed topics.

ENGAGE Services: For clients with investable assets of $250,000 and above, Diligence Wealth Management, LLC provides their ENGAGE package. This service not only includes all the features offered in the CORE package but also delves deeper into strategic investment management. The ENGAGE package offers income distribution strategies, ESG (Environmental, Social, and Governance) social investing guidance, securities-backed credit solutions, and meticulous portfolio management. This involves thorough investment due diligence, a review of asset allocation, portfolio performance reporting, tax and cost-basis reporting, and proactive portfolio rebalancing. Additionally, clients benefit from expert advice on pension income options and investments providing some principle protection, enhancing their overall investment strategy.

PARTNER Services: For high-net-worth individuals with investable assets of $1,000,000 and above, Diligence Wealth Management, LLC presents their PARTNER package. This premium offering not only incorporates all the services provided in the ENGAGE and CORE packages but goes a step further. Clients availing the PARTNER services receive specialized strategic planning for wealth conservation, seamless integration of trust assets, collaborative partnership with certified public accountants (CPAs) for comprehensive tax planning, and expert guidance on charitable giving. The package also includes advice on tax-optimized investing, as well as premium-financed life insurance and strategies for generating tax-free income. Furthermore, the PARTNER package offers executive compensation planning, encompassing areas such as deferred compensation, stock options, and concentrated portfolios, and providing a tailored approach to managing complex financial portfolios.

Diligence Wealth Management’s service packages are meticulously designed to cater to clients' varying financial requirements, ensuring a proactive and personalized approach to wealth management and financial planning. Their expertise, coupled with a client-focused mindset, sets them apart as a reliable partner in navigating the intricacies of financial management.

About | Liz Daffner

Liz Daffner, the founder and financial advisor of Diligence Wealth Management, LLC, discovered her entrepreneurial spirit at a young age while struggling with her first horse. Determined to improve her riding skills, she began cleaning stalls at the age of 12 to pay for riding lessons. With dedication and hard work, she not only honed her riding abilities but also acquired valuable life skills, including money management, negotiation techniques from both buyer and seller perspectives, and the ability to discern genuine expertise from the facade.

Her perspective on finance shifted dramatically after reading "Rich Dad Poor Dad." Inspired, Liz delved into researching real estate investments during her college years, realizing that access to capital, rather than a substantial initial investment, was the key to financial success. This revelation led her to concentrate on Finance as part of her business major.

Despite her initial aspiration to become a large animal veterinarian, a memorable incident involving administering shots to a horse altered her career trajectory. Today, Liz stands as a professional in the realm of investments and life insurance. Throughout her journey, she remained proactive, inquisitive, and diligent, always seeking knowledge and asking pertinent questions. In her current role, she continues to protect her clients by conducting thorough research and evaluating various financial strategies.

Liz's approach to finance is rooted in her belief that understanding the pros and cons of investments is crucial. She emphasizes the importance of comprehending the risks and rewards associated with different opportunities, rather than following a one-size-fits-all approach. As a fully licensed advisor, Liz offers comprehensive financial planning services, ensuring her clients have access to a diverse range of investment options tailored to their specific needs.

“Our commitment to our clients goes beyond numbers; it's about empowering lives, fostering peace of mind, and building enduring legacies. With us, your financial journey is not just a path; it's a meticulously crafted roadmap to your dreams.”