Hermosa Wealth Management, based in California, operates as a Registered Investment Advisory firm, catering to affluent investors by offering comprehensive services such as wealth management, asset management, financial planning, and municipal bond investment strategies. Hermosa is dedicated to its work and takes pride in delivering value to its clients. The firm is committed to providing top-notch service, acting as a reliable partner, and ensuring an exceptional customer experience.

Hermosa emphasizes a cautious approach, steering clear of unproven strategies and costly investments. They meticulously assess each individual situation with unwavering determination. The firm's reputation is built on their diligence, follow-through, and thorough research in areas such as investment vehicles, investment portfolio design and analysis, and transparent communication. Hermosa conducts comprehensive evaluations of investment vehicles and managers, aiming to understand their strategies and tactics to make well-informed investment decisions. These meticulous processes are believed to enhance their ability to serve clients effectively.

Q. Why Hermosa?

Active Listening and Engaged Client Interaction: In their client interactions, Hermosa focuses on active listening and engaging with clients to understand both short-term and long-term goals, assess risk tolerance, and establish clear success benchmarks. They meticulously evaluate clients' tax situations, discern their risk preferences, and align their profiles with suitable investment portfolios to achieve optimal results. Hermosa also assists clients in identifying investment vehicles or industries to avoid and offers ethical, thematic, and sustainable investment options upon request. Maintaining open communication, they proactively monitor changes in tax circumstances, shifts in risk appetite, and modifications in financial goals, demonstrating their adaptability and commitment to client service.

Comprehensive Financial Planning: Hermosa's approach to financial planning involves a comprehensive analysis of all aspects of clients' financial lives. This encompasses understanding their complete financial landscape, including assets, liabilities, liquidity needs, savings, cash flow, estate planning, taxes, retirement planning, and education planning, among other factors. Hermosa emphasizes that financial planning is centered around the client, focusing not just on their money but also on enabling them to leverage their wealth to achieve their aspirations. Through strategic financial planning, clients can attain their goals with tranquility, calmness, and confidence.

Tailored Investment Plan Implementation: Once Hermosa gains a deep understanding of clients' financial statuses and objectives, they develop and implement a customized investment plan. This plan is continuously monitored and analyzed for potential opportunities and optimal performance. Hermosa proactively identifies tax-advantaged strategies, selects appropriate asset allocations using diversified investments, and offers cost-effective recommendations. Committed to the Fiduciary Standard, they provide recommendations solely in the best interests of their clients, ensuring a client-centric approach in all their services.

Comprehensive Asset Management Services

Hermosa offers dedicated financial advice and investment capabilities spanning a wide array of global asset classes. Their expertise ensures tailored solutions for clients seeking optimal investment results.

Hermosa leverages its substantial experience and capabilities to deliver exceptional investment outcomes. They provide hands-on day-to-day investment management, offering a diverse range of traditional and alternative asset classes while maintaining flexibility in investment styles. Hermosa accesses major national and regional exchanges through Schwab’s equity specialists, ensuring expertise in listed and over-the-counter stocks and striving to secure the best prices for clients.

Through Schwab’s Mutual Fund MarketPlace®, Hermosa can select from over 15,000 mutual funds, enabling tailored choices across various asset classes, with more than 5,500 options available with no loads and no transaction fees via Schwab Mutual Fund OneSource®. Collaborating with Schwab, Hermosa has access to a vast selection of individual securities and bond funds, ensuring the right products are chosen to meet clients' capital preservation and income goals.

Comprehensive Financial Planning Expertise

Hermosa's core focus lies in formulating thoughtful strategies to help individuals achieve their life's financial goals. Their financial planning services are designed to provide holistic solutions tailored to each client's unique needs and aspirations.

Client-Centric Approach: Hermosa's financial planning process begins with active listening and engagement with clients. They assess both short and long-term goals, evaluate risk tolerance, and establish clear benchmarks for success. Through an integrated wealth management and financial planning approach, Hermosa analyzes every aspect of a client's financial life. This includes a thorough understanding of their complete financial landscape, encompassing assets, liabilities, liquidity needs, savings, cash flow, estate planning, taxes, retirement planning, and education planning, among other factors.

Tailored Solutions and Ongoing Monitoring: Once Hermosa gains a comprehensive understanding of a client's financial status and objectives; they implement a tailored investment plan. This plan is continuously monitored and analyzed for additional opportunities and optimal performance. Through regular reviews and annual meetings, Hermosa ensures clients remain on track to achieve their goals despite life's unexpected challenges.

Providing Peace of Mind: Hermosa's financial planning service aims to identify what is most important to clients and why it holds significance. Their dedicated financial advisors assist clients in identifying, achieving, and maintaining their desired lifestyles, offering financial peace of mind. Whether it's saving for extended travel, starting a business, investing in meaningful causes, ensuring a comfortable retirement, or setting up college savings plans, Hermosa's advisors serve as trusted guides, helping clients navigate their financial journeys. They consider potential barriers and work closely with clients to develop actionable strategies, empowering them to pursue their long-term plans effectively.

Expert Wealth Management Solutions

At Hermosa, their commitment lies in delivering unbiased and considerate financial advice aimed at building and preserving your wealth. Their wealth management services are tailored to cater to your individual financial and family requirements, ensuring that your wealth is utilized for what matters most to you.

Hermosa offers personalized portfolio management services, meticulously designed to meet your specific financial and family needs. Their approach ensures that your wealth supports the causes and individuals you deeply care about. As part of their integrated wealth services, Hermosa provides continuous portfolio management, freeing you from the burden of day-to-day investment monitoring.

Hermosa offers a diverse range of traditional investment options, including equities, fixed income, ETFs, mutual funds, structured products, and more. Additionally, clients have access to professional investment managers and separately managed accounts, enhancing the scope of their investment choices and opportunities. Through their expert guidance and tailored solutions, Hermosa strives to safeguard and enhance your wealth, ensuring that it serves your most cherished goals and aspirations.

Ken Gillespie, Founder and Managing Partner

“Hermosa acts under the Fiduciary Standard of care, which means we act solely in the client’s best interest when providing personalized financial advice.”

“Hermosa provides hands-on day-to-day investment management, offering a diverse range of traditional and alternative asset classes while maintaining flexibility in investment styles.”