Businesses today face the challenge of delivering seamless payment experiences while managing costs and complexities. Onbe steps in as a trusted partner, offering innovative solutions that simplify and streamline business-to-individual disbursements.

Onbe, derived from "on behalf," embodies its commitment to businesses by handling and enhancing payment experiences for customers and employees alike. With over 25 years of pioneering fintech expertise, Onbe specializes in modernizing business-to-individual disbursements. By introducing managed prepaid programs, Onbe revolutionized how organizations execute large-scale payments, exceeding $100 billion to date. Today, they continue to innovate, serving a diverse clientele from mid-sized enterprises to Fortune 500 companies.

Transform Your Payments with Onbe

In today's dynamic business landscape, managing payments efficiently can be the key to success. Onbe stands out as a fintech leader, dedicated to revolutionizing how businesses handle business-to-individual disbursements. With over 25 years of innovation in payments, Onbe offers comprehensive, customizable solutions designed to streamline processes, reduce costs, and enhance operational efficiency across various sectors.

Onbe simplifies the complexity of managing payments by providing turnkey, customizable solutions that cater to diverse business needs. Whether it's rewarding customers, compensating global workforces, or incentivizing sales teams, Onbe ensures seamless and cost-effective transactions that align with the fast-paced demands of today's market.

Modernizing Disbursement Processes with Onbe's Comprehensive Offerings

Workforce Payment Solutions: Onbe facilitates fast, convenient, and secure payroll management with solutions tailored for both domestic and global payrolls. From traditional salary payments to specialized maritime payroll services, Onbe ensures compliance and efficiency in every transaction.

In-demand Payment Options: Offering flexibility and choice, Onbe allows recipients to select their preferred payment methods, including physical cards with ATM access. This flexibility enhances convenience and accessibility for all stakeholders, contributing to a positive payment experience.

Cost-effective Global Transfers: Onbe leverages its global network to offer competitive foreign exchange (FX) rates, enabling businesses to execute international payments swiftly and economically. This ensures that global teams receive their earnings promptly and efficiently.

Security & Compliance: With a steadfast commitment to security, Onbe implements advanced fraud prevention measures and maintains strict regulatory compliance. This ensures peace of mind for businesses and their employees, safeguarding sensitive financial transactions.

Multilingual Customer Service: Onbe provides round-the-clock omnichannel customer support in multiple languages, ensuring a seamless experience for all users. Their dedicated support team enhances accessibility and resolves queries promptly, further bolstering client satisfaction.

Enhancing Enterprise-scale Payout Operations

Refunds & Reimbursements

Onbe simplifies the complexities of refunds and reimbursements, optimizing recipient experiences while reducing administrative burdens for businesses. From utility refunds to insurance claims, Onbe handles diverse payout scenarios efficiently.

Claims & Settlements

Facilitating quick and convenient payments, Onbe offers flexible solutions for insurance claims and legal settlements. This enables businesses to uphold their commitments while maintaining flexibility in payment methods.

Escheatment Made Simple

Onbe takes full responsibility for managing unclaimed funds, ensuring compliance with escheatment laws and providing comprehensive end-to-end management. This minimizes regulatory risks and administrative complexities for businesses.

Catering to Alternative Income & Donor Payments

Onbe supports businesses in the gig economy with streamlined payment solutions for freelance and gig workers. From creative freelancers to delivery drivers, Onbe ensures timely and compliant payments that align with the evolving needs of today's workforce.

Drive customer engagement and loyalty with Onbe's customizable rebate and loyalty programs. From product incentives to referral promotions, Onbe helps businesses grow their brand and foster customer loyalty through targeted incentive strategies. Motivate sales teams with instant and convenient payment solutions for sales bonuses and incentives. Onbe empowers businesses to drive sales performance and reward team achievements effectively.

Boost employee morale and retention with personalized payment solutions for employee incentives, recognition programs, and holiday bonuses. Onbe ensures that businesses can foster a positive work environment and recognize employee contributions effectively.

Delivering Seamless, Branded Experiences

Onbe's commitment to providing custom-branded payment experiences enhances brand visibility and reinforces customer and employee relationships at every touchpoint. Their solutions are designed to align with business objectives while delivering a superior user experience.

Driving Business Growth with Data-driven Insights

Onbe enables businesses to track and optimize program performance through comprehensive sales and marketing insights. This data-driven approach helps businesses refine their incentive strategies, enhance customer engagement, and drive revenue growth effectively.

Full-service Management & Support

From fraud prevention to regulatory compliance, Onbe manages every aspect of incentive program operations. Their full-service approach includes 24/7 customer support, ensuring that businesses can focus on their core operations while Onbe handles the complexities of payment management.

Onbe stands at the forefront of fintech innovation, empowering businesses to modernize their payment processes and achieve operational excellence. With a steadfast commitment to customization, security, and customer satisfaction, Onbe continues to redefine the standards of business-to-individual disbursements, driving success for clients across the globe.

Bala Janakiraman | CEO

Bala has over two decades of leadership in the payments and financial services industries and has led the delivery of data-driven payment strategies for partners and companies of all sizes, including across the Fortune 500. He has a proven record as an agent of change and value creation, deep expertise in the payments world and a passion for innovation. At Onbe, his primary focus is helping the team realize its full potential by aligning strategy, talent, culture and investments. Outside of work, Bala spends his time with family, developing his family’s charitable foundation, participating in community events advocating equality and protection for the vulnerable and using his good fortune to help the less fortunate.

“With over 25 years of fintech expertise, Onbe has pioneered managed prepaid programs, revolutionizing large-scale payments exceeding $100 billion.”