CIO Bulletin

Crafting Financial Futures with Comprehensive Planning and Proactive Asset Management: Pacific Wealth Management

Pacific Wealth Management operates as an independent firm, specializing in providing comprehensive financial planning and strategies for asset preservation and growth to high-net worth individuals. Located in Del Mar, CA, this boutique firm effectively manages a substantial $250 million in assets for clients situated throughout Southern California and across the globe. What sets Pacific Wealth Management apart is its unwavering commitment to delivering unparalleled and personalized service.

At the core of its distinctive approach is the Proactive Asset Management strategy, a proprietary wealth management method. Pacific Wealth Management prides itself on the continuous evaluation of risks and the active management of client assets across all asset classes. Unlike traditional Wall Street firms, which often focus primarily on stocks and bonds, Pacific Wealth Management adopts a holistic perspective. Clients benefit from extensive, independent, and objective research, allowing them to successfully preserve and enhance their wealth, even in the face of the most challenging market conditions.

Comprehensive Financial Planning

Pacific Wealth Management distinguishes itself through a holistic and client-centered strategy that permeates its entire approach to financial planning. Acknowledging the intricate and multifaceted nature of lifestyle goals, both before and after retirement, the firm's methodology is characterized by depth, guiding clients through a crucial and often complex financial planning process.

In upholding its commitment to comprehensive financial planning services, Pacific Wealth Management ensures clients gain a profound understanding of every facet of their financial lives. This meticulous approach is designed to optimize the trajectory toward achieving clients' goals, providing them with the luxury of more time to focus on the aspects of life that hold the greatest significance.

Assuming the role of the client's chief financial officer, Pacific Wealth Management is unwavering in its commitment to ensuring that each financial decision is marked by intelligent analysis, careful deliberation, complementarity, and a consistent alignment with the client's best long-term interests. The firm positions itself as more than a service provider; it becomes a reliable resource, adapting to the evolving circumstances of clients' lives, offering continuous counsel, and facilitating well-informed planning decisions. In essence, Pacific Wealth Management is not just a financial planner; it's a dedicated partner in the journey towards financial well-being.

Strategic Retirement Planning: Crafting a Path to Your Ideal Lifestyle

In response to the evolving landscape of increased life expectancy and the essential need for substantial resources, Pacific Wealth Management underscores the importance of early retirement planning for individuals at any stage of their careers. The firm places a significant emphasis on initiating retirement plans as early as possible, aiming to ensure a comfortable and secure post-employment life.

Pacific Wealth Management employs a strategic and deliberate approach to the retirement planning process. By prioritizing clients' goals before delving into the numerical intricacies, the firm seeks to establish a clear understanding of individual priorities. This strategic foundation allows the creation of personalized retirement plans, utilizing cutting-edge financial planning tools and leveraging the expertise of the firm's professionals. The overarching goal is to transform the aspirations of clients into tangible and achievable retirement lifestyles.

Addressing the intricate complexities associated with significant life transitions, such as navigating Social Security, understanding Medicare, and selecting suitable health insurance options, Pacific Wealth Management stands as a comprehensive support system for its clients. Through offering sound guidance and unwavering assistance, the firm strives to lead clients towards the secure retirement lifestyle they rightfully deserve.

In essence, the strategic retirement planning services offered by Pacific Wealth Management not only acknowledge the challenges posed by an extended lifespan but also aim to proactively craft a path that aligns with clients' aspirations, ensuring a fulfilling and secure retirement.

Justin C. Kuntz, CFP^® | Managing Director

Since joining the financial advisory business in 2006, I've maintained a commitment to develop expertise in my craft and deliver comprehensive financial planning to high-net-worth individuals throughout the United States.

As a Certified Financial Planner (CFP^®), and Pacific Wealth Management’s Managing Director, I lead our experienced team of professionals to add ongoing value to our clients lives. Our disciplined approach to financial planning ensures all aspects of our client’s financial lives work together in a coordinated way today and throughout their lifetime.

While studying economics and art history at the University of California (Davis), I also attended the University of California Study Center in Siena, Italy. When I’m not helping clients reach their retirement goals, you can find me with my family, surfing, or on the golf course. I also love to ski, snowboard and explore new parts of our planet.