Scams on the internet are constantly changing. In 2022, the FBI recorded losses from internet crimes of more than $10.2 billion.
Con artists from all over the world are probably currently aiming for a computer or mobile device close to you. Here are some of the most typical internet scams and some precautions you can take to protect your wallet and personal information.
Disaster Relief Scams
Whether it's a pandemic or a natural disaster, fraudsters always strike when trouble arises. Scammers typically take advantage of a tragedy or natural disaster to con you out of your money while disguising themselves as an actual aid organization. You unknowingly provide credit card information or other e-payment information by believing you are making a donation to an emergency relief fund.
You get an email that appears to be from a well-known company that you trust, like your bank, school, or favorite retailer. The message sends you to a website, typically to verify personal data like passwords and email addresses, where it steals your information and leaves your computer vulnerable to attack by scammers.
One of the most typical attacks on consumers is the phishing scam. In 2022, 300,497 people fell for phishing scams, according to the FBI. They lost $52.1 million altogether, or about $173 each.
Tech Support Scams
You get a call, email, or pop-up warning that your computer is infected with this scam. The con artist then:
Search engine results are another way to get in touch with you: Tech support scammers put a lot of effort into getting their websites to appear in search results online or they create their own ads. These con artists frequently demand payment via a bank wire, gift card, or money-transfer app.
Fake Antivirus Software
Ads and pop-ups for fake antivirus software attempt to convince you that your computer is infected with a virus (or several viruses), and that you can solve the issue by downloading their software. They are also known as scareware. They do this in two different ways: