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The methods and systems of banking and finance are experiencing a digital transformation, where AI i... The methods and systems of banking and finance are experiencing a digital transformation, where AI is associated with risk assessment, and transactions and payments are blockchain-enabled and instant. The category includes innovations from fintech fields as well as decentralized finance (DeFi) and digital banking elements and computerized wealth management systems. The sector specializes in cybersecurity for financial operations combined with AI fraud detection systems and regulatory adjustments which impact industry operations. Traditional and nontraditional financial institutions, by engaging in digital transformation and leveraging initiatives such as central bank digital currencies, robo-advisors, and predictive analytics, thereby broadening reach or increasing operational efficiency. A further change in the world of financial services is afoot with mobile banking together with digital wallets and AI customer knowledge systems, and this transformation affects the entire mechanism of how banking services are rendered. Read More
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